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Homeowner Programs
Homeowners insurance covers you, your dwelling and personal possessions whether you own your home, rent a house or rent an apartment. Replacement cost terms for the dwelling and any household items can be purchased on specific policies. Unique items such as jewelry, furs, cameras, computers and fine collectibles can be insured on a "floater" which offers the broadest coverage available. Homeowners insurance rates can be affected by the following items:
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