Your home is your life. You've worked hard to provide your family with the security of a nice home and a comfortable lifestyle. Whether you rent or own your home, it is important to select the right coverage to protect your investments. From a homeowner, home tenant, condo , or mobile manufactured, we have a policy to meet your coverage requirement.

Homeowner Programs Available

• Guardian Home Plus – Form 5
  
  • (Replacement cost coverage up to 120% of Coverage A)
• Guardian Home – Form 3
  
  • (Replacement cost coverage up to 100% of Coverage A)
• Homeowner – Form 3
  
  • (80%, 60%, 40% replacement cost options for Coverage A)
• Guardian Unit Owners
• Home Tenant
• Preferred and Standard Mobile-Manufactured

Policy Features Available
Contact an agent for a complete list of available coverages

• Homeowner Equipment Breakdown Coverage
• Home Enhancement Endorsement
• Common Cause of Loss – Single Deductible for Packaged Policies
• Identity Fraud Expense
• Special Personal Property Coverage (all risk coverage)
• Expanded Replacement Cost Terms
• Farm Barns, Buildings, and Structures
• Farm Personal Liability

Premium Credits Available
All credits not available in all states

• Loss Experience
• Anniversary/Loyalty Credit
• Home and Auto Package Credit
• New Home Discount
• Masonry Construction Discount
• Senior citizen Credit
• Lighting Rod Credit
• Central Alarm Credit