Your home is your life. You've worked hard to provide your family with the security
of a nice home and a comfortable lifestyle. Whether you rent or own your home, it
is important to select the right coverage to protect your investments. From a homeowner,
home tenant, condo , or mobile manufactured, we have a policy to meet your coverage
requirement.
Homeowner Programs Available
- Guardian Home Plus – Form 5
- (Replacement cost coverage up to 120% of Coverage A)
- Guardian Home – Form 3
- (Replacement cost coverage up to 100% of Coverage A)
- Homeowner – Form 3
- (80%, 60%, 40% replacement cost options for Coverage A)
- Guardian Unit Owners
- Home Tenant
- Preferred and Standard Mobile-Manufactured
Policy Features Available
Contact an agent for a complete list of available coverages
- Homeowner Equipment Breakdown Coverage
- Home Enhancement Endorsement
- Common Cause of Loss – Single Deductible for Packaged Policies
- Identity Fraud Expense
- Special Personal Property Coverage (all risk coverage)
- Expanded Replacement Cost Terms
- Farm Barns, Buildings, and Structures
- Farm Personal Liability
Premium Credits Available
Contact an agent for a complete list of available coverages
- Loss Experience
- Anniversary/Loyalty Credit
- Home and Auto Package Credit
- New Home Discount
- Masonry Construction Discount
- Senior citizen Credit
- Lightning Rod Credit
- Central Alarm Credit